Electronic Statement / Notification Agreement and Disclosure

 

EffectiveDate 11/21/2022

Thisdisclosure contains important information about our electronic statementproduct, also referred to as Online eStatements. Agreeing to online statementswill discontinue your paper statements. You should keep a copy of this disclosure for your records.

Definitions:

Asused in this document, the words "we," "our,""us," and "Service Provider" mean Tokenizer, Inc. The words"you" and "your" mean each account owner(s)."Account(s)" means your deposit account, current account, openthrough Tokenizer’s relationship with Evolve Bank & Trust, member FDIC.

OnlineStatement Delivery

Byaccepting Tokenizer’s Electronic Statement Disclosure Agreement, you consentand agree that we may provide certain disclosures and notices to you inelectronic form, in lieu of paper form, including electronic delivery ofstatements (Online eStatements) for your account(s).

E-mailReminders

Yourconsent to receive electronic notices covers any notice or other type ofcommunication provided to you pursuant to the terms of this agreement. Deliveryof some disclosures in electronic form does not require Tokenizer’s to deliverall disclosures or all disclosures of a particular type electronically,including, but not .limited to, Privacy Notice, Error Resolution Disclosurerequired under the Truth in Lending Act.

E-mailAddress Changes

You agree to notify usimmediately of any change in your mailing address, e-mail address or otherinformation relevant to this agreement. To notify us of your e-mail addresschange, contact us by:

·       Write to usas at:

Tokenizer

14001 N 7th St E109 Suite E

Phoenix, AZ 85022  

·       Live Chat[Link to be added]

·       Email: contact@tokenzier.cc 

·       SubmitCustomer Support Form [Link] online

·      Call us at (844-698-2269)

It [AC1] [FB2] is your responsibilityto notify Tokenizer in[FB3]  writing of changes to your mailing addressfor US Mail delivery of other account documentation, including, but not limitedto, all year-end tax reporting documents.

Enrollingfor Online eStatements

Youmay enroll for Online eStatements at any time by accessing Online eStatementswithin the Online Service. Agreeing to the disclosure enrolls all accountslisted in your online accounts.

StatementAvailability

Wewill automatically turn off paper statements for your account(s) once you haveenrolled for Online eStatements. You will need to access all future statementsfor the account(s) through Tokenizer’s Online Service. You will be able todownload, review and/or print your periodic account statements. OnlineeStatements are available online for 18 Months. [FB4] [JS5] Online eStatements may be downloaded and savedor printed for permanent retention.

Youcan save copies of your statements to your hard drive or other media forviewing and printing at a later time by using the SAVE and PRINT buttons withinAdobe Acrobat, not the browser buttons.

If you need helpprinting or if you need a paper copy, please contact Tokenizer’s by:

·       Write to usas at:

Tokenizer

14001 N 7th St E109 Suite E

Phoenix, AZ 85022  

·       Live Chat[Link to be added]

·       Email: contact@tokenzier.cc 

·       SubmitCustomer Support Form [Link] online

·      Call us at (844-698-2269)

Reviewof Online eStatements

Yourreceipt of Online eStatements does not in any way alter your obligation topromptly review your Online eStatements. You must promptly access/review yourOnline eStatements and any accompanying items and notify us in writingimmediately of any error, unauthorized transaction or other irregularity. Ifyou allow someone else to access your statement, you are still fullyresponsible to review the statement for any errors, unauthorized transactions,or other irregularities. All provisions as set forth in the applicable EvolveBusiness Account and Cardholder agreement(s), and Terms ofService[FB6] [JS7] , shall continue to apply.

Requestinga Paper Copy of your Account Statement

Atany time, you may request a paper copy of any periodic statement or disclosurewhich has been delivered electronically. We will provide the statement to youvia US Mail. You will be charged the standard research fees for production of apaper copy of your periodic statement.The Fee schedule can be found here [Link to be added].

CancelingOnline eStatements

You retain the rightto withdraw your consent for electronic delivery of periodic statements. Youmay withdraw your consent at any time by giving us at least ten (10) days priornotice. Contact us by:

·       Write to usas at:

Tokenizer

14001 N 7th St E109 Suite E

Phoenix, AZ 85022  

·       Live Chat[Link to be added]

·       Email: contact@tokenzier.cc 

·       Submit CustomerSupport Form [Link] online

·      Call us at (844-698-2269)

 

Onceyou have withdrawn your consent, we will then discontinue the online statementservice for the account and paper statements and notices will be resumed. Thecancellation of Online eStatements in no way affects the validity or legaleffect of all Online eStatements and disclosures which have been previouslydelivered electronically under the Online eStatements Service. There is no feeto withdraw your consent and resume paper statements and notices.

Security

Your Access ID andPassword are used to access online services and should be kept confidential. Westrongly recommend that you change your password regularly. You are responsiblefor keeping your password, account numbers, and other account data confidential.You further understand and agree to notify Tokenizer immediately [AC8] [JS9] if your password should become compromised orknown to individuals who are not authorized by you.

·       Live Chat[Link to be added]

·       Email: contact@tokenzier.cc 

·      Call us at (844-698-2269)

SystemRequirements

Inorder for you to access and retain your online-statement records, your personalcomputer must meet the following requirements.

  • Internet     and e-mail access
  • A     certified/supported browser that supports 128-bit encryption
  • Adobe     Acrobat Reader 7.0 or higher

Wemay revise hardware and software requirements, and if there is a materialchance that the changes may impact your ability to access Online eStatements,we will notify you of these changes in advance and provide you an opportunityto change your method of receiving disclosures (e.g. change to paper format vs.electronic format) without the imposition of any fees.

Changein Terms

Tokenizer reservesthe right to change the terms and conditions of this agreement (including fee schedule[AC10] s[link to be added]) at any time, including the addition anddeletion of Online eStatements services. We will update this agreement on ourwebsite and may notify you of such changes by mail or electronic message toyour most recent addresses listed on our records. The notice will be posted orsent at least thirty (30) days in advance of the effective date of anyadditional fees, any stricter limits on the type, amount or frequency oftransactions or any increase in your responsibility for unauthorizedtransactions, unless an immediate change is necessary to maintain the securityof the system. If such a change is made and it can be disclosed withoutjeopardizing the security of the system, we will provide you with electronic orwritten notice within thirty (30) days after the change. By using the onlinestatement service when such changes become effective, you agree to be bound bythe revised terms and conditions contained in this agreement or you can declinethe changes by discontinuing the use of the online statement service andnotifying us of your election by US Mail.

Tokenizerreserves its right to terminate this Electronic Statement Disclosure Agreementand your access to the online statement service, in whole or in part, at anytime, including, but not limited to, when you have not logged on touse the Online Services for over 90 days.

Disclaimerof Warranty and Limitation of Liability

Youagree that Tokenizer shall not be held liable if you are unable togain access to the website or Tokenizer’s Online Service from time to time. Youunderstand that some or all of the Online eStatements Services and/or othersystem services may not be available at certain times due to maintenance and/orcomputer, communication, electrical or network failure or any other causesbeyond Tokenizer’s[FB11]  control.

Wemake no warranty of any kind, express or implied, including any impliedwarranty of merchantability or fitness for a particular purpose, in connectionwith Online eStatements provided to you under the Agreement. We do not andcannot warrant that the Online eStatement Service will operate without error,or that the Online eStatement Service will be available at all times. Except asspecifically provided in this Agreement or otherwise required by law, you agreethat our officers, directors, employees, agents or contractors are not liablefor any indirect, incidental, special or consequential damages under or byreason of any services or products provided under the Agreement or by reason ofyour use of the Online eStatement Service, including loss of profits, revenue,data or use by you or any third party, whether in an action in contract or tortor based on a warranty or any other legal theory.

Proceedwith Acceptance of Online Disclosures

Withyour acceptance of these disclosures, you agree to accept periodic depositaccount statements including important notifications that may appear on yourstatements, in an electronic format instead of our mailing you a monthly paperstatement. You also agree that you have the necessary equipment for accessingand viewing Online eStatements and you agree to notify us if you change youre-mail address or if you no longer want to receive statements electronically.You can still enroll at a later time within the Online Service.

Ifyou have inquiries regarding your account, please contact us at:

Mail:   Tokenizer

14001 N 7th St E109 Suite E

Phoenix, AZ 85022

Email: contact@tokenizer.cc

Phone:1-844-698-2269

Live Chat: Link to be added

 

 [AC1]Suggestion: Provide the phone number, link to live chat and mailingaddress

 [FB2]Links will be added by the final review ofwebsite.

 [FB3]The word Bank no matter the spelling is notpermitted to be associated with a fintech company. Please amend with differentword.

 

 [FB4]Remove if your program does not currentlysubscribes to

Checks

 [JS5]removed

 [FB6]Insert relevant links for easy access, ifthis disclosure is online

 

 [JS7]We will add a links to website; would you be ok if we wait for yourfinal approval for policies before we add final policy drafts to website?

 [AC8]Is a word missing here? Tokenizer's what?

 [JS9]Removed  apostrophe

 [AC10]Suggestion: link to the fee schedule so the consumer has easy access

 [FB11]Amend the word Banx

 

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